Automobile

Those autos used for your personal use, for pleasure or to and from work or school or in your business

Boats

Personally owned wind or powered watercraft, including jet skis.

Flood Insurance

Coverage against damage done by the rising or overflowing of bodies of water.

Homeowners Insurance

A package policy for dwelling and contents risks combining fire and allied line coverage with comprehensive personal liability and theft insurance for homeowners and tenants.. There are different homeowners forms, varying in extent of coverage and cost from the broad cause of loss policy (HO2), to the special cause of loss policy (HO3), to the renter's policy (HO6).

Jewelry Floater

An inland marine policy insuring jewelry wherever it may be.

Personal Effects Floater

An inland marine policy which insures articles, usually accompanying travelers, against "all-risks" while away from home

Personal Umbrella Liability Insurance

A form of liability insurance protecting policyholders for claims in excess of the limits of their primary automobile, general liability and for some (few) claims excluded by their primary policies which are subject to a deductible, which may range from $250 for a personal umbrella.

Tenants (Renters) Insurance

A form of homeowners policy sold to persons who rent their living quarters or who are co-op apartment owners

Health Insurance

A broad term describing protection from loss due to illness or injury, resulting in loss of life, loss of earnings, or expenses incurred. Within the broad area of health insurance, there are several major coverages, which focus on more specific needs, for example, accident insurance, disability income insurance, hospitalization insurance, and sickness insurance.

Life Insurance

The promise to pay at the death of the insured, or at another determined time if earlier, an amount larger than the accumulated value of the consideration paid for the promise.